Add a backup payment method

Keep your ads running, even when you run into problems with your primary payment method, by setting a backup payment method. Get step-by-step instructions on adding a backup.

If you want to avoid gaps in your advertising campaign caused by unforeseen problems with your primary payment method (for example, your credit card expires or is lost or stolen), you should add a backup payment method. Backup payment methods are only used with postpay threshold account. Read more about primary and backup payment methods.


We're redesigning Microsoft Advertising, so the steps to complete a task may be different based on the version you're using. Learn more about the redesign and which version you're using.

  1. Select Tools, and then select Billing & Payments.
  2. If you have multiple accounts, choose one from the account selector in the global menu at the top of the page.
  3. Click Payment Methods from the main menu.
  4. If you need to add a payment method to use as a backup, click Add card and follow the instructions.
  5. Next to the payment method that you want to use as a backup, click Set as backup.
  • Only users with full permissions (Super Admins) can add, edit, or delete a payment method. Learn more about user roles.
  • If your account country requires a tax ID (for example, Australia), then your primary and backup payment methods need to be from the same country. If you try to set a backup payment method from a different country, you will be given the option to go the Accounts tab and enter primary and secondary payment methods as well as a tax ID.

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